Florrie

Hello! First time poster here.....I have a 2010 MKZ, and the clearcoat on it is peeling like a bad sunburn! I also have a bit of rust on the rear drivers side near the back tire. I have taken really good care of it, having it detailed twice a year up until about a year ago when the clearcoat began peeling at such an accelerated rate that it seemed pointless to have it waxed. Has anyone else had this problem?? Thanks!